What is n26
Founded in 2013, N26 is a bank operating with a complete European financial certificate since 2016. We currently operate in 25 markets worldwide as well as have more than 7 million consumers.
How is N26 protecting my money and personal data?
As a financial institution, N26 is monitored by the Financial Markets Regulator and also satisfies all European governing needs. Our customers’ funds are assured as much as EUR100,000 by the Deposit Protection Fund. On top of that, the N26 application has lots of attributes to make certain the safety and security of its individuals’ savings accounts and also information.
What is electronic banking protection?
At N26, we take several actions to maintain your security while your financial institution is online. To guarantee your electronic banking protection, your savings account includes extra protection procedures such as 3D Secure as well as 2-Factor-Authentication to shield your deals, together with lots of in-app attributes for your assurance. Your funds are likewise covered to EUR100,000 by the German Deposit Protection Scheme.
Is it safe to do online banking from my phone?
N26 is a 100% mobile, completely accredited financial institution, which suggests that we give the very same degree of safety as well as adhere to the very same guidelines as standard financial institutions. Many thanks to our European financial certificate, your cash is shielded by approximately EUR100,000 by the German Deposit Protection Scheme.
At N26, we take considerable actions to maintain you risk-free when banking online. 2-Factor-Authentication secures your account from being accessed by others, while 3D Secure modern technology secures your individual repayment details when you go shopping online.
As an N26 consumer, you’ll constantly have complete control of and also accessibility to your funds. And also, you can individualize your safety and security setups, any place you are. Lock or unlock your card-established investing limitations, as well as far more with simply a couple of faucets in your N26 application.
How can I increase my online banking security?
Together with your savings account’s innovative safety attributes, you can take more actions to raise your electronic banking safety and security. Never ever make a note of your passwords or PIN, just log right into your account from a tool you trust fund, as well as just by means of a safe WiFi link.
In addition, to safeguard your own from internet fraudulence, prevent clicking web links in e-mails or SMS messages that appear questionable. To find out more on just how to detect deceptive actions– and also preserve your electronic banking safety and security– have a look at our Security overview.
Your free N26 bank account
Obtain your complimentary savings account in simply 8 mins and also handle your cash right from your mobile phone. Discover wise functions that offer you much more control over your funds. Obtain an online Mastercard right after opening your account– as well as link it with Apple Pay or Google Pay to begin investing immediately.
Choose a physical charge card? Order it for a single distribution charge.
Security is a top priority at N26
N26 operates under a full German financial license, and your savings account with a German IBAN is protected by approximately EUR100,000 per EU regulations. And also, with fingerprint recognition as well as advanced 3D Secure modern technology, you can feel confident you’re additional security when making acquisitions in shops and also online.
N26 has actually been running with a full German financial permit since 2016, and is regulated by the exact same legislation and also policies as any kind of other financial institution. This suggests that your funds are shielded as much as EUR100,000 by the German Deposit Protection Scheme—which means your cash, as well as your N26 checking account, are safe and secure. Listed below, find out more concerning the extra safety and security setups and also actions that keep your financial resources secure.
Treatments to keep you safe from harm
Your N26 savings account includes three-tier safety and security steps that shield all your purchases, along with added in-app attributes for added satisfaction.
Smart Device Pairing
Combine your accounts on one mobile phone at once, making sure that only you have accessibility to your cash.
Visit within seconds making use of a protected password– or by means of fingerprint recognition and also face acknowledgment– as well as handle your checking account on the go.
Innovation in 3D Secure
Gain from added safety versus scams, many thanks to sophisticated 3D Secure (3DS)– an extra verification action that shields your online acquisitions.
With this ingenious attribute, you can obscure your account equilibrium with the swipe of your finger– excellent for utilizing the N26 application in public.
Immediate press notice
With real-time press alerts on all account tasks, remain current with all your inbound as well as outbound repayments, as well as constantly understand what’s occurring with your account.
Personalized protection setups
Manage your card’s setup any place you are, right from the N26 application. Adjust your money withdrawal and investment limits, as well as set limits on online and international transactions. Reset your PIN, secure your card to avoid any kind of unapproved accessibility if you lose it, and also open it once more if it shows up.
Our suggestions for much safer mobile financial transactions
Your N26 account features sophisticated safety setups to maintain your cash risk-free. However, it is critical to remain cautious and take additional precautions to protect yourself. Never ever write down your passwords or PIN, just log right into your N26 account by yourself, and also stay clear of making use of a public WiFi link.
See to it your anti-virus software application is currently on your computer system, and you’re constantly making use of the most recent variation of the N26 application. Discover more in our Complete Guide to Secure Online Banking.